Nov 25, 2015
I’ve talked lots on this podcast about budgeting and money management. I’ve encapsulated this one of the three steps to financial freedom: spend less than you earn. But there are two ways of thinking that little sentence. What if, instead of spending less than you earn, you earn more than you spend? In today’s...
Nov 18, 2015
If you have more than one end goal for your investing, it can confuse your plans a little. Should you have separate investment pots for each goal? Different portfolio risk strategies? How to go about setting multiple goals is a question I was asked by one of the respondents to my 2015 listener survey, so I thought I’d...
Nov 11, 2015
State Pensions are changing. Again. In this podcast I’ll cover all you need to know about the State Pension changes in 2016, and show you how to make sure you have maximised your entitlement to this important state benefit…
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Nov 4, 2015
New rules governing pension death benefits which came into force in April 2015 have led to a large number of enquiries from people in deferred final salary pensions looking to transfer their benefits elsewhere.
But final salary, or defined benefit pensions are considered the gold standard of retirement planning, so why...